You trusted a rideshare to get you home safely. Maybe it was after a late shift in Ybor City or a flight into Tampa International. Then that simple ride completely changed your life.
At The Schiller Kessler Group, our Uber and Lyft accident lawyers in Tampa know that one careless moment can leave you juggling medical bills, repair costs, and calls from multiple insurers. We’ve helped more than 30,000 clients across Florida stand up to companies that try to avoid paying.
When you need a Tampa rideshare accident lawyer, you deserve a team that cuts through confusion and fights for your recovery from day one. Call us today.
Who Pays After an Uber or Lyft Accident in Tampa?
The biggest question after a rideshare crash isn’t just what happened; it’s who pays. The answer depends on what the driver was doing at the time of the collision.
When the Uber or Lyft app is off, the driver’s personal insurance applies. When the app is on but no passenger is in the car, limited coverage may apply. Once a trip begins, Uber and Lyft provide up to $1 million in liability coverage that can cover your injuries.
Our Tampa car accident lawyers review these policies in detail, uncovering every potential source of recovery, from the rideshare company’s coverage to a possible uninsured motorist claim.
More people choose The Schiller Kessler Group because they know that we're a cut above other personal injury law firms.
What Makes Rideshare Accidents Different From Regular Car Accidents
Rideshare crashes involve more than two drivers exchanging insurance details. They connect to billion-dollar companies, corporate policies, and confusing coverage rules that depend on whether the app was active. One detail in the driver’s trip data can decide which insurer pays.
Uber and Lyft accidents involve layered coverage that changes by the minute. Our Tampa personal injury lawyers pull digital records directly from the rideshare platforms to verify when the driver accepted your trip and what coverage applied at that moment.
Your Tampa Uber and Lyft accident attorney also examines how company algorithms and driver demands create risks unique to this industry. Tight schedules, incentive pay, and constant phone use can turn distraction into danger on Tampa’s crowded roads.
No matter what time of day it is, you can contact The Schiller Kessler Group to schedule a free, no-obligation consultation.
How a Tampa Uber and Lyft Accident Attorney Builds a Case
Rideshare accidents often involve multiple companies, contractors, and insurers. We start by securing evidence before it disappears:
- App data that shows when the driver accepted the ride
- Vehicle maintenance records that reveal safety issues
- Phone records proving distraction or texting while driving
Our Tampa Uber and Lyft accident attorneys also work with medical professionals to connect your injuries to the collision. From whiplash and spinal cord injuries to broken bones or post-traumatic stress disorder (PTSD), we use clear medical documentation to show how the crash changed your daily life.
Common Injuries We See After Rideshare Collisions
Crashes involving Uber or Lyft vehicles can cause injuries that take months or years to recover from. Our clients often come to us with:
- Head injuries and concussions that affect focus or memory.
- Spinal cord injuries that limit movement or cause chronic pain.
- Fractures and dislocations that keep people out of work.
- Burns, lacerations, and scarring from shattered glass or airbags.
- Soft-tissue injuries that linger long after the bruises fade.
Each injury tells part of your story. We document the entire picture, from ER records to long-term rehabilitation, to show the true cost of your recovery.
Florida Laws That Shape Your Case
Florida law outlines how injury claims work and when you can take action. These rules protect your right to recover and define what evidence matters most. Our attorneys explain each step clearly, so you always understand how the law applies to your case.
Serious Injury Threshold
Under Florida Statutes § 627.737, only victims with permanent or significant injuries may file lawsuits beyond the state’s no-fault insurance system. These include permanent disfigurement, disability, or loss of body function.
Comparative Negligence
Florida uses a modified comparative negligence rule, which means partial fault can reduce the amount you recover. Insurance companies often use that rule to minimize payouts, but we focus on proving what really happened. Our goal is to protect your recovery and make sure the blame lands where it belongs.
Statute of Limitations
Under Florida Statutes § 95.11(5)(a), you generally have two years to file a personal injury lawsuit and the same period for wrongful death. Acting quickly helps preserve key data, including dash-cam footage and witness accounts.
What to Do Right After a Tampa Rideshare Crash
The steps you take in the first few hours can affect the strength of your claim. Here’s what we tell every client:
- Call law enforcement and get a copy of the crash report.
- Take photos of the cars, the street, and your injuries.
- Get the driver’s name, contact info, and rideshare details.
- Visit a doctor immediately, even for minor pain.
- Contact an Uber and Lyft accident lawyer in Tampa before giving statements to insurance representatives.
Once you call us, we take over the paperwork, evidence collection, and negotiations while you focus on getting better.
Compensation Available in a Rideshare Case
The impact of a rideshare crash doesn’t end when the vehicles are cleared from the road. Victims often face a long list of financial pressures, including:
- Medical bills for emergency care, rehabilitation, and medication.
- Lost wages and reduced earning capacity during recovery.
- Property damage to personal belongings or vehicles.
- Pain and suffering tied to physical and emotional harm.
We use medical reports, employment records, and expert analysis to show exactly what the crash has cost you and what you’ll need to move forward. Our Tampa Uber and Lyft accident attorneys don’t settle for offers that fall short of your reality.
Your Next Step Starts Here
Rideshare crashes happen in ordinary moments. Maybe you were leaving a Lightning game downtown or heading home from work when the impact caught you off guard. One ride changed everything.
At The Schiller Kessler Group, our Uber and Lyft accident lawyers in Tampa look closely at what that moment took from you. Every case we build starts with listening and ends with evidence that tells your story clearly.
We’ve recovered more than $250 million for people hurt across Florida. You take the first step, and we’ll handle what comes next. Injured in an accident? Call the aggressive attorneys.
Injured? Call The Aggressive Attorneys Today