Sometimes, car accidents in Florida can leave you shaken up and with property damage, but without any injuries. In this situation, drivers often wonder: can I sue after a car accident if I wasn’t hurt?
Florida only allows you to file a lawsuit after a car wreck if you sustained a permanent injury. Therefore, you can’t sue if you walk away from an accident uninjured. However, a Florida car accident lawyer from SKG could still help you get damages for your losses.
You can review other legal options to resolve your claim by calling us or completing our online contact form.
When Can You Sue After a Florida Car Accident?
Generally, Florida limits the circumstances that allow you to file a lawsuit after a car accident. You may have to sustain a permanent injury to qualify for this legal option. According to legal codes, these injuries result in permanent or significant:
- Loss of a bodily function
You may also have a chance to file a lawsuit if you lost a loved one in a deadly car accident. Therefore, you usually cannot sue if you walk away from a car wreck without injuries.
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Can You Get Damages Without a Lawsuit in Florida?
Fortunately, you may receive compensation for your losses without filing a lawsuit in Florida. You may secure funds to cover your losses through an insurance claim.
Florida uses no-fault rules to handle many accident claims. Due to these regulations, your insurance company may provide you with funds to address vehicle repairs or even replacement if the accident totals your car.
Your policy limits may influence the amount of compensation available through your insurance company.
What Happens If Your Repair Costs Exceed Your Policy Limits?
If the costs to repair your vehicle exceed the limits of your insurance policy, your lawyer may help you file a claim against another driver if they caused the collision. We can discuss this situation if your vehicle took damage in a:
- Head-on collision
- Rear-end collision
- Side-impact collision
Any of these collisions can result in significant property damage, which can hurt your finances.
How Much Compensation Can You Get Without a Lawsuit?
The total funds available after a collision may depend on your insurance policy limits. Florida generally requires drivers to carry a minimum of $10,000 in property damage coverage, for example.
However, some drivers purchase additional coverage to ensure they have more security in the event of an accident. You can only collect funds from policies established before your collision.
Furthermore, you may qualify to seek further compensation in some situations. Your lawyer can go over the specifics of your circumstances.
What Should You Do After an Accident Without an Injury?
Some drivers feel unsure what to do if they end up in a car accident that doesn’t lead to injuries. Even if you didn’t get hurt, it’s still a good idea to contact the police and report your accident.
The police can come out to the scene of your accident, review what happened, and file an official report. Your lawyer may use this report when helping with your insurance claim, as it demonstrates when the accident occurred and that it caused the damage to your vehicle.
You may also need to contact emergency services if someone else sustained injuries in the accident. They may need fast medical care to recover. Finally, make sure that you:
- Take pictures of the scene of the accident
- Exchange contact information with the other driver
- Get contact details from any eyewitnesses
Furthermore, sometimes injuries take time to become obvious after an accident, especially head injuries. If you develop concerning symptoms in the hours or days after your collision, please seek medical care quickly.
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Can a Lawyer Help After a Car Accident Without Injuries?
You can contact a car accident attorney in Davie for help after an accident without injuries. A lawyer can review your situation and help you get familiar with the options available to bring you compensation for your property repairs and other potential losses.
Keep in mind that you have a limited amount of time to file your claim with the insurance company. Generally, you must seek damages within two years of your collision to avoid issues with Florida’s statute of limitations.
Speak to Us After a Car Accident with No Injuries
Can you sue after a car accident if you weren’t hurt? Generally, Florida only allows you to sue another party after a wreck if the collision left you with a permanent injury. However, your team at SKG could help you seek damages through an insurance claim.
Find out more about this option and possible damages by calling or filling out our online contact form.