Myths and Misconceptions About: Full Coverage Car Insurance

There are many myths and misconceptions about personal injury law and the car accident claims process.
In this series, we address the myths and misconceptions about liability, property damage, insurance coverage, rental cars, attorney fees and attorney retention.

Myth

My insurance company sold me full coverage car insurance, so I’m completely protected.

Fact

The only guaranteed coverage that you have from Florida auto policies is $10,000 personal injury protection (PIP) and $10,000 property damage liability (PDL). There is no such thing as “full coverage car insurance”.