To register a vehicle with four or more wheels in Florida, drivers must carry both Personal Injury Protection (PIP) and Property Damage Liability (PDL) insurance policies with minimum coverage of $10,000 for each plan. For motorcycles, no minimum insurance rates apply, although motorcycle riders can be held financially responsible for crashes they cause, so we …
Whose Insurance Pays in a Multi-Car Accident in Fort Lauderdale?
In a multi-car accident in Fort Lauderdale, your own insurance pays first. Because Florida is a no-fault state, injured victims initially file a claim through their personal injury protection (PIP) coverage. If you suffer severe injuries and exceed your PIP coverage, you can then file a claim against the at-fault parties. Liability disputes are likely …
What To Do in a Hit and Run Accident in Fort Lauderdale?
A hit and run driver slammed into you and kept going. You feel shaken, angry, and unsure of your next move. That moment leaves a lot behind. What to do in a hit and run accident in Fort Lauderdale isn’t obvious, but quick decisions can protect your health, your claim, and your future. If the …
When to Hire a Car Accident Lawyer in Fort Lauderdale
If you’re wondering when to hire a car accident lawyer in Fort Lauderdale, do so as soon as possible. In Florida, the statute of limitations gives you a limited time to file a lawsuit, and building a strong case requires thorough preparation. A lawyer can help protect your rights, gather evidence, and handle the legal …
Can You File a Claim for a Fort Lauderdale Accident Without a Police Report?
You may be able to file a claim for a Fort Lauderdale accident without a police report, but proving fault can be more challenging. A police report serves as an official record, often critical for establishing liability and negotiating with insurance companies. Without one, you’ll need other evidence, such as witness statements, photos, or surveillance …
How Long Do You Have to Report a Car Accident to Your Insurance Company?
How long do you have to report a car accident to your insurance company? Most policies require notification within 24 to 48 hours, but this can vary based on your insurer and state regulations. Acting quickly after an accident helps preserve evidence and strengthen your claim. Delays could lead to complications, including claim denial or …
What Is Car Insurance Full Coverage?
Full-coverage car insurance is a comprehensive policy that combines liability coverage and physical damage coverage to provide financial protection in the event of an accident or unexpected events. Full coverage usually entails both collision and comprehensive coverage, which covers damages to your vehicle and coverage for uninsured or underinsured motorists. A Fort Lauderdale car accident …
Who Is at Fault in a Rear-End Accident?
When you’re involved in a rear-end accident in Fort Lauderdale, you’ll likely wonder who’s to blame. Generally, the rear driver is considered at fault, as they’re responsible for maintaining a safe distance and being prepared to stop. However, this isn’t always the case. Did the lead driver cut you off, or did they brake suddenly …
Can You Report Someone for Reckless Driving?
If you have observed behavior that appears to constitute reckless driving, you may be considering reporting it. You can report someone for reckless driving before they cause an accident. Let’s examine how we can all contribute to safer roads and what occurs after you have reported such an incident. Our Fort Lauderdale car accident lawyers …
How to Report Reckless Driving?
Have you ever encountered a driver whose actions on the road were so unsafe that you became genuinely concerned for your safety and that of others? This situation can be quite distressing. So, what can you do about it? Should you simply ignore it, or is there a responsible action you can take? You can …
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