Florida’s laws can make it tough to sue after an Uber accident, but if you’ve been seriously injured, a lawsuit might still be possible. As Uber’s presence grows, so does the number of accidents involving their drivers, often resulting in severe injuries or even fatalities.
Wondering, “Can you sue Uber if you get in an accident?” The answer depends on the details of your case. Rideshare accident lawyers can help you understand your rights and guide you through your options.
If you’ve been hurt in an Uber accident, speaking with a Davie rideshare accident lawyer could be a helpful step in deciding your next moves. Don’t hesitate to seek the support you need.
Can You Sue an Uber Driver for a Crash in Florida?
Florida’s “no-fault” insurance laws often limit your ability to sue an Uber driver after a car accident. Typically, you must seek coverage from your own insurance company first. A car accident lawyer can clarify how these rules impact your case.
If you’ve suffered severe injuries, you might qualify for an exception to these no-fault laws. This could open the door to pursuing a lawsuit against the Uber driver involved.
A personal injury lawyer can help assess your situation and determine if you meet the criteria for this exception, guiding you through your available options.
More people choose The Schiller Kessler Group because they know that we’re a cut above other personal injury law firms.
Does Fault Matter in Uber Accidents in Florida?
Since Florida follows a no-fault system, you don’t need to prove another driver was at fault to seek coverage from your own insurance. However, if you’re eligible to file a lawsuit, your lawyer must establish who is responsible for the accident.
To prove fault, your lawyer will need to show that the Uber driver was careless or reckless. This involves demonstrating that the driver:
- Had a duty to drive safely
- Violated that duty
- Directly caused the crash
- Led to your injuries or losses
All drivers in Florida are expected to drive responsibly. If an Uber driver breaks traffic laws—like driving the wrong way and causing a head-on collision—they could be considered negligent.
Uber’s $1 Million Liability Insurance Requirement
Uber drivers in Florida must have auto insurance for personal injury and property damage, just like any driver of a vehicle with at least four wheels. Additionally, Uber has a $1 million insurance policy for operating in the state.
This coverage varies based on the driver’s status and activity at the time of the accident.
If the Uber Driver Is Off-Duty and Not Using the App
If an accident happens while the driver is not on the app and using the car for personal reasons, your personal insurance will cover the first $10,000 in medical costs. Beyond that, you may file a claim against the driver’s auto insurance or pursue legal action, depending on your situation.
If the Uber Driver Is On the App but Not Carrying a Rider
If the driver is available on the app but has no passengers, Uber’s insurance may provide coverage. This includes up to $50,000 per injury, with a $100,000 cap, and up to $25,000 for property damage, depending on the driver’s personal liability coverage.
If the Uber Driver Is On the App and Has a Passenger
When Uber drivers are actively carrying a rider, Uber’s $1 million policy may cover injuries for passengers, other drivers, cyclists, and pedestrians. Additionally, there’s a $1 million policy for uninsured or underinsured motorists to protect passengers if an uninsured driver hits them.
What Are Considered Serious Injuries in Florida?
In Florida, an injury is often deemed serious if medical bills exceed $10,000. Some examples of these injuries might include:
- Amputation or loss of a limb
- Paralysis, whether partial or total
- Loss of vision
- Traumatic brain injuries (TBIs)
- Damage to internal organs
This is not an exhaustive list, and other injuries causing permanent scarring, disfigurement, or disability could also be considered serious. Such injuries may allow you to pursue a claim against Uber or its driver.
What Can You Recover After an Uber Accident in Florida?
If you’re wondering if you can sue Uber if they get in an accident in Florida, in some cases, you may be able to take legal action against Uber or its driver. If successful, you could receive compensation for various types of losses.
Economic Losses
You may be able to recover compensation for financial losses such as:
- Medical bills
- Lost wages due to missed work
- Vehicle repair or replacement costs
Non-Economic Losses
You might also be entitled to compensation for losses that don’t have a direct financial value, including:
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
While filing a lawsuit is one way to seek compensation, many cases are settled with the insurance company, helping you cover your losses without going to court.
How Long do You Have to Sue Uber After a Florida Accident?
If you’re considering a lawsuit against Uber after an accident in Florida, it’s important to be aware of the state’s statute of limitations. Typically, you have two years from the date of the accident to file a claim.
However, certain situations might require you to act more quickly. A lawyer can assess the details of your case and provide guidance on the timeframe to help you stay within the allowed period.
How The Schiller Kessler Group Supports Uber Accident Victims
If you’re wondering, “Can you sue Uber if you get in an accident?” the answer depends on the details of your case. It’s important to have experienced rideshare accident lawyers on your side to guide you through the legal process and help you understand your rights.
At The Schiller Kessler Group, we’ve successfully helped secure compensation for over 30,000 Florida injury victims, including those involved in rideshare accidents. Our team is here to listen to your story, assess your case, and help you determine the best way forward.
If your Uber driver crashed and you’re considering your options, don’t hesitate to reach out to us. We’re ready to help you explore the possibilities and pursue what you may be entitled to after a rideshare accident.
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